Texas is a huge state with some of the country's most highly populated areas. It’s also home to some long, isolated roads, so you want to make sure your car is up to the test. Several of the country’s best and most highly reviewed warranty providers offer coverage in Texas, so let’s take a closer look at what’s available to you.
Extended warranties are available in nearly every state in the nation, but not all providers offer coverage in all states. Thankfully for Texans, most offer courage in the Lone Star State, so there are several great options for people needing vehicle coverage. Many companies offer coverage for older and higher-mileage vehicles, and there are plenty of options for newer, more expensive vehicles as well.
Endurance is one of the best-known and most transparent auto warranty companies around. With around 17 years in business, Endurance offers six coverage options that range from basic to near-comprehensive. Endurance is a direct provider, so it’s easier to file claims and deal with customer service when something goes wrong.
Pros and Cons of Endurance
Read our full review of Endurance Warranty here.
CARCHEX offers great customer service and is able to answer any questions you might have over the phone. The company’s representatives are knowledgeable and not pushy, making it much less stressful to shop for a warranty. Though its prices are reasonable, CARCHEX offers payment plans to help spread costs across a few months, making purchasing a plan easier on the consumer.
Pros and Cons of CARCHEX
Read our full review of CARCHEX here.
Autopom comes with great reviews and has a good reputation for helping customers solve problems when they arise. The company is backed by big-name administrators like Omega and Mercury and has an A+ rating from the Better Business Bureau. Four coverage levels are available and the company offers coverage for vehicles up to 14 years old.
Pros and Cons of autopom!
Read our full review of autopom! here.
Carshield is a great option that offers flexible payment options and coverage for high-tech vehicle features. The company also offers month-to-month coverage for people that don’t want to commit to long-term contracts. The 15-year-old warranty provider is one of few that offers coverage for vehicles with up to 300,000 miles, making them ideal for used car buyers and collectors.
Pros and Cons of Carshield
See our full review of Carshield here.
Concord Auto Protect offers great coverage add-ons, such as towing, trip interruption coverage, and roadside assistance. You can choose your repair shop, and can pass your coverage onto the next owner as long as the car is still eligible. Concord pays the shop directly, so there’s no paying up front and waiting, and there are options for low or no-deductible policies.
Pros and Cons of Concord
See our full review of Concord Auto Protect here.
The first thing you should consider when looking for an extended warranty in Texas or anywhere else is whether or not you need one. If your vehicle is relatively new and has low miles, you probably don’t need an extended warranty. Additionally, factory warranty coverage is king, so you may already be covered if your car is new enough.
You should also think about the type of coverage you need or can qualify for. If you have an older, lower-value vehicle, powertrain coverage might be good enough. On the other hand, a newer, more complicated vehicle may need more comprehensive coverage.
It’s a good idea to thoroughly study costs and payment options. Does your chosen warranty provider offer a money-back guarantee, and can you choose flexible payment options? It’s a good idea to understand your options to avoid financial hassles down the road. Finally, do a deep-dive and research the company’s claims payment process. How quickly can you expect your claim to be paid, and will there be any hassles along the way?
Warranty costs can vary wildly, but most fall between $1,500 and $5,000. Expect to pay more if you own a high-mileage vehicle or want more comprehensive coverage. Some warranty providers offer payment plans and many offer credits for veterans, students, educators, and several other groups.
Getting an extended warranty in Texas is straightforward and no harder than in any other state. Depending on what you drive and its condition, there are several great options available, many of which will keep your car covered for years to come.
Car Talk has spent the last two years diving deeply into the warranties industry for the benefit of our readership and long-time listeners. Our process for deciding on the best warranty companies is exceptionally thorough, involving in-depth research and our unique secret shopper initiative. We compiled over 700 data points across all reviewed companies to refine and inform our selection process. Car Talk reviewed the following important criteria for each company:
Read more on the Best Extended Warranties in the industry here.