Mercedes Extended Warranty: Cost & Coverage Plans
Like all new vehicles, Mercedes come from the factory with original New Vehicle Limited warranty coverage to protect against manufacturing defects. That warranty coverage lasts for 4 years or 50,000 miles, and after that, owners have the option to extend with the automaker for up to an additional three years or 100,000 miles.
Popular Warranty Providers
Pros and Cons
- Several coverage lengths to choose from
- No deductibles
- Honored at any Mercedes dealership
- Transferrable
- No option for routine maintenance
- Can be expensive for some models
- Service available only at the dealership
What is a Mercedes Extended Warranty?
A Mercedes-Benz extended warranty offers coverage of most vehicle components for up to three years or 100,000 miles. The extended coverage includes protection for the powertrain, fuel delivery system, and more. Owners can purchase coverage at any time before their factory warranty expires, but the vehicle must be serviced at a Mercedes dealer for the warranty to apply.
What Does a Mercedes Extended Warranty Cover?
The Mercedes-Benz extended warranty covers most vehicle components and systems, though it’s not a bumper-to-bumper warranty, the plan includes most of what you’d find in a normal factory warranty. Exclusions include damage caused by the environment, routine maintenance, cosmetic repairs, normal wear and tear, to name a few.
How Much Does a Mercedes Extended Warranty Cost?
Most research has shown that Mercedes’ extended warranties can cost as little as $2,000 and as much as $8,000, depending on the vehicle type, its mileage, condition and the term limits selected. While that can be more expensive than some third-party companies, consider that an engine-out service, or worse, an engine replacement, can easily exceed those costs. On top of that, the $0 deductible means you won’t be on the hook for thousands of dollars when a repair is needed - and, with Mercedes’ not so stellar long-term reliability ratings, chances are pretty high that they will be.
The Mercedes-Benz Extended Warranty offers six coverage options which can be added to the original New Vehicle Limited warranty when the 4 years of coverage are expiring. The extended warranty coverage can be purchased at any time before the 4 years of original coverage ends.
Note that the type of Mercedes you have will determine the cost. Mercedes Benz vehicles are classified by the company into 4 tiers. The tier of your car will help determine the cost of your actual policy, once you've chosen a level of coverage.
| Extended Term Length | Total With New Vehicle Term | Mileage | Cost Estimation |
|---|
Is Your Car Eligible for a Mercedes Extended Warranty?
Most Mercedes models are eligible, but not all. The automaker’s most expensive models, including the SLS and SLR, as well as some AMG models, are not eligible for coverage. Mercedes also does not offer coverage for commercial-use vehicles, such as those driven for rideshare services and deliveries.
How Does Mercedes Compare to a Third-Party Extended Warranty?
Mercedes’ extended warranties can offer peace of mind and protection against severe vehicle repair costs, but there are several other options available. Third-party companies offer similar coverage, and many have more flexible repair and payment options. Several also have better add-on benefits, including more generous rental car and trip reimbursement policies.
While a factory-backed extended warranty could be the best choice for many owners, the requirement to take the vehicle to a dealership for repair can be inconvenient for some people.
Do I Need a Mercedes Extended Warranty?
While newer models are more reliable than older Mercedes vehicles, the brand doesn’t have the best reputation in terms of reliability. That, coupled with what can add up to be exorbitant hour maintenance rates, can make a Mercedes extended warranty worth its weight in gold.
Other Extended Warranties to Consider
CARCHEX, Select Auto Protect and Endurance are two of the top third-party extended warranty providers. They offer a range of options for most vehicles, including some with higher miles. You may also need a more flexible payment plan or an option to pay over time, which can make extended warranty coverage attainable for people who can’t afford the lump sum payment up front.
Read more on the Best Extended Warranties in the industry here.
