Jeep Extended Warranty: Is It Worth it?

Jeep - Manufacturer Extended Warranty Overview

Chrysler Factory Warranty, a product of Fiat Chrysler Automobiles US LLC is the company that administers factory-authorized extended warranties for Jeep and all other Chrysler brands.

Unlike most brands, Jeep has a vast offering of coverage plans and durations, with a lot of customizable options to choose from.

Unlike an aftermarket extended warranty, Chrysler Factory Warranties are sold directly to the consumer online. In fact, the website claims that it is less expensive for a shopper to purchase the plan of their choice directly rather than from an authorized dealer.

Even more unusual is that you can buy a warranty after the initial 3-year, 36K new car warranty has expired. We verified this directly by calling the customer service line. However, the plans offered outside of that window are slightly different in their durations, and there is no “zero deductible” option for those who purchase after the initial vehicle warranty has concluded. The customer service representative also offered that the cost of an extended warranty is higher after the new vehicle warranty has expired.

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Chrysler Factory Warranties are offered in three tiers of coverage. Within the three tiers, there are two other choices a shopper will make. First, is the duration. For Jeep owners still within the original new car limited warranty period, Chrysler Factory Warranties offers to extend the warranty to as many as eight years from time of original vehicle purchase and/or 125,000 odometer miles, but has multiple options for a shorter duration if the buyer wishes. There’s even an unlimited mileage offering capped at seven years from date of initial purchase. The second choice is the deductible. The warranty is offered in zero, , $100, or $200 deductible plans. The shopper can mix and match their preferences.

Owners of Jeeps outside of the new car warranty period have very similar choices. However, the zero deductible option is off the table, and the duration is measured in years from the date the extended warranty is purchased. This warranty is offered with mileage of up to 15,000 miles per year and time limits of 1 to 5 years from the start of the extended warranty.

The Chrysler Factory Warranty warranty is good at all Jeep dealerships, of course, but it is also valid at all Ram, Dodge, and Chrysler dealers as well.

Specs / Key Features

  • Simple plan options
  • Administered by Jeep (FCA US) directly
  • Work performed by FCA-brand authorized dealers using original replacement parts

What is Covered by a Chrysler Factory Warranty?

The Chrysler Factory Warranty offers three plans. Maximum Care, Added Care Plus, and Powertrain Care. As the names suggest, Maximum Care is a comprehensive warranty covering everything car warranties ever do, and Powertrain Care is a very limited warranty covering only a few of the larger vehicle systems.

Repair TypeMaximum CareAdded Care PlusPowertrain Care

What is Not Covered by a Chrysler Factory Extended Warranty?

This is an “exclusionary coverage” policy, so anything that’s not on the list on the contract is not covered. The plans do not include normal wear items like tires. The plan is also not a pre-paid maintenance plan. You will still pay for oil changes, timing belts, and services for other normal wear items.

What Does a Chrysler Factory Warranty for a Jeep Vehicle Cost?

Given the wide variety of plans and durations offered, there is no specific answer to this question. Our research indicates that most extended warranties from Jeep cost between $800 and $3,000.

Average Costs for Jeep Repairs in 2021

The chart below is taken from CarComplaints.com and reflects Jeep owner-reported problems.

ModelRepairCost

Third-Party Extended Warranty Providers for Jeeps

Third-party warranties are an option for any make or model vehicle. These plans are offered by companies who profit from selling used vehicle owners a plan that they know will cost vehicle owners more on average than the cost of any repairs.

Pros and Cons of Third-Party Warranties

  • Can be purchased for used Jeeps at any time during ownership
  • More choices of plans
  • Option to use your own local mechanic if you prefer to
  • Double-secret plan offerings only the company can make sense of
  • Will the company still be in business when you need them?
4.5 of 5

CARCHEX is one of the largest, most highly-rated providers of vehicle extended warranties in the market. They have been a trusted name in the business for 20 years.

4.3 of 5

autopom! is well known in the industry for customer service and responsiveness. The company works directly with 2600 certified repair facilities and has a dedicated customer advocacy program.

3.4 of 5

Endurance Extended Car Warranty company is one of the most popular and trusted providers in the business. Endurance coverage is accepted at any dealership and at any ASE-certified mechanic, and features a 30-day money back guarantee.

Is a Jeep Extended Warranty Worth It?

The short answer is “maybe.”

Ask yourself two questions:

  • Is this a vehicle that I’m going to keep past the original warranty? If the answer is “no,” then an extended warranty isn’t much good to you.
  • Do I have the money to cover an expensive repair after the warranty is up? A failed transmission can easily run into $5,000, but the likelihood of it happening between the end of the original warranty and 100,000 miles is exceedingly rare. But if you don’t have the money to pay for a repair like that, you’d be much better off folding the cost of the warranty into your original car loan.

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