There are two hidden costs of owning a Subaru vehicle that are often overlooked. Maintenance and repair. Maintenance includes scheduled work you must get done to keep your vehicle in top condition. The bulk of the maintenance costs on modern automobiles are rotations and tire replacements, brake fluid changes, brake pad and rotor changes, 12-V battery replacements, and air filter changes. With spark plugs lasting as many as 120,000 miles, timing chains no longer needing replacement, distributor caps are long gone, and no more power steering fluid to change, most cars are relatively maintenance-free these days.
Subaru repairs are a different type of expense. These are unexpected and unplanned needs required to fix a vehicle that breaks when it is no longer within its warranty period. Real-world examples of common under-the-hood repairs include alternator replacements, starter motor replacements, and AC compressor replacements. Suspension components also have issues, and some models are much more susceptible to failure than others. Wheel bearing replacements, strut and shock replacements, and ball joint repairs are common repairs many cars will require.
Given time every part of your car will eventually stop working as it should. Here, we are going to ignore the end-of-life type of failures and repairs that very old, fully-depreciated cars suffer from. Things like a complete engine or transmission failure can cost as much as $5,000 and often lead to a car’s end-of-life recycling. This story will focus on the maintenance and repairs needed to keep a modern Subaru vehicle running up to and beyond 100,000 miles.
New Subarus come with two years of included maintenance in a handful of sunbelt states, but not Northern states where the brand is most popular. Subaru calls this “Maintain the Love.” By comparison, Hyundai offers three years of included maintenance, and Honda and Toyota offer two years in all U.S. states.
Subaru is a rather high-cost of maintenance vehicle brand for a few reasons. In this overview, we will use the Forester, one of the brand's top sellers, as our example vehicle. Based on pricing we have obtained from local Subaru area dealers (see poster above), here is the cost for maintenance of a Subaru Forester over 100,000 miles. Please note that this does not include repairs.
Subaru is an odd duck when it comes to powertrain designs. All of its vehicles except the low-volume BRZ sports coupe come standard with all-wheel drive. And its engines are also odd in that they are horizontally opposed with regard to cylinders. Subaru calls this a “boxer engine.” Though we have never seen a boxer who punches side to side.
Because of its unusual powertrain, Subaru owners can expect to perform differential fluid changes more often than they would with a conventional vehicle. Changing the spark plugs in a Subaru, something that the brand recommends every 60,000 miles, is also an adventure. The engine mounts are disconnected, and the engine is nudged up to allow the mechanic access to the plugs, which are snugly situated against the sides of the engine bay.
Most odd of all is the constantly variable transmission fluid change. To do it right, the car needs to be up on the lift and running as the Subaru-only special CVT fluid is added. Thankfully, it is not a routine job.
Maintenance Job | Every 5 Miles or 6 Months | Every 15K Miles | Every 30K Miles | Every 60K Miles | Every 137K Miles |
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Maintenance Job | Approximate Cost Range |
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*Prices with stars were obtained from a Boston Area Subaru dealer. Other prices are estimates.
Our chart above lists “Various Inspections & Minor Adjustments” as one of the many maintenance items required to properly maintain a vehicle. These include common sense things like a visual brake inspection, hands-on suspension component checks, visual inspection of hoses and belts, checking that coolant, transmission, and differential oil levels are at the proper setpoints, and re-torquing specific bolts on the vehicle, such as those on the propeller shaft (driveshaft). Most shops will do these things for a nominal fee. However, dealerships tend to inflate the cost of these inspections and minor adjustments at the 15K intervals. Often to the tune of hundreds of dollars.
Wear Item Service | Estimated Interval Miles | Budget Cost Range |
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~ means approximately.
All Subaru vehicles have consumable parts that require maintenance and replacement at certain points in the vehicle’s lifespan. There is no set time for many of these, but rather, they are done when needed. Here is a quick rundown of some common items that you should make certain to budget for:
Many components that are designed to last the life of a vehicle don’t. Our chart below includes some commonly repaired and replaced parts of modern vehicles. These should only be a once-per-ownership event. If you find that your vehicle requires multiple repairs of the same type, it may be time to look for a new car.
Common Repair Type | Approximate Cost (varies by make and model) |
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Subaru models have a history of low incidence but very high consequence defects. Many Subaru models on the road today are covered by extended warranties as the result of class action lawsuits successfully won by Subaru owners. Problems like oil consumption and failed transmissions are very expensive to deal with.
If you buy a used Subaru model and wish to purchase an extended warranty to cover unexpected repairs, be certain that every maintenance job in the schedule has been performed and that you have a receipt for the work. Otherwise, your extended warranty provider may decline a future claim.
Related Car Talk Story: Used Subarus– Buy This One, Not That One
Given Subaru’s track record, it is a brand that we would suggest may benefit from an extended warranty plan if you plan to own it outside of its 5-year, 60,000-mile powertrain warranty. One or two large repairs, such as the alternator our Forester needed just a few months after the comprehensive warranty expired, will pay back much of the cost of the warranty. Our suggestion is to get a warranty that covers as much as possible.
Dive Deeper With This Car Talk Story: Subaru Extended Warranty in 2024: Is It Worth It?
As we mentioned above, a handful of sunbelt Subaru dealers offer an included maintenance program for the first two years of ownership. None of the states where Subarus are most popular have this offering.
We phoned a Boston-area Subaru Dealer and asked for the cost of a Subaru prepaid maintenance program. This program is usable at any Subaru dealer. The prices include oil changes, tire rotations, and simple visual inspections only.
The Subaru dealer we spoke with told us that Subaru prepaid maintenance plans are popular with shoppers who opt to lease their Subaru.
Subaru is a brand that has seen its fair share of common problems. Older Subarus suffered from head gasket failure. So many Subarus presently in service have oil consumption and CVT-related problems that class action lawsuits resulted in extended warranties for the ailments. Short battery life and alternator failures are also issues that many owners have reported.
Subaru reliability varies by model. The top-selling Forester earns a Recommended stamp by Consumer Reports. The model has had a four out of five reliability rating since 2018. The Crosstrek earns the Recommended stamp, but the Outback does not.
If you want a Subaru, buy one. Subarus are fantastic vehicles that earn high satisfaction scores from owners. In the Northeast, where Car Talk is based, the brand has an almost cult-like following. It is not uncommon to pull into a diner in New Hampshire or Vermont and see that half or more of the vehicles parked out front are Subarus sporting snow or all-terrain tires. There is simply no better brand for winter weather.
Ensure that you perform all of the recommended maintenance, and consider an extended warranty if you will have trouble managing a high-cost repair.
We will make a very rare suggestion here as well. If you plan to have the spark plugs or CVT fluid changed, bite the bullet and pay the local dealer to do that work rather than try to find the lowest cost you can. In a Subaru, the way this work is performed is unusual, and trusting a discount repair chain or a local shop may not be your best path to a good outcome. Your local Subaru dealer has the double-secret list of instructions and the special tools to do the job right the first time. As well as a team that does it all day, every day.
Car Talk has spent the last two years diving deeply into the warranties industry for the benefit of our readership and long-time listeners. Our process for deciding on the best warranty companies is exceptionally thorough, involving in-depth research and our unique secret shopper initiative. We compiled over 50 data points across all reviewed companies to refine and inform our selection process. Car Talk reviewed the following important criteria for each company:
Read more on the Best Warranty Companies in the industry here.